Clark Howard
Clark Howard Podcast Review This is my absolute favorite podcast. I listen about three times a week. Clark is in semi-retirement, giving up his radio show but still providing helpf
Software Engineering Student
I was managing a construction site in Detroit and decided I wanted to finish a certificate program in Software Engineering. I have always loved computers and computer programming
Down the Drain
In an effort to quickly renew a professional certification, I clicked on a membership renewal link and inadvertently sent $195 on a one-way trip down the drain. My discussion with
Fermenting in the Fridge
We were frustrated by the weekly ritual of throwing food from the fridge into the garbage so we could fill it with more food. A classic American activity. Studies show Americans to
Home Payoff Hack – 15 year mortgage
The path to FI is often a twisty path through the woods. Before I met my wife, she attended Dave Ramsey’s Financial Peace University and decided to refinance her house at 4.2
Grow where you are planted
How can we grow where we are planted? Before getting into this too deeply, I would like to say the janitor deserves as much respect as the CEO. The point is that e
What is FI?
Calculating FI (financial independence) can sometimes seem like an exercise in smoke and mirrors. However, it can be rather simple. You have to first figure out your monthly expens
Speed of FI and Professional Growth
A few weeks ago I wrote on growing where you are. This was kind of personal because I realized my wife and I would not have reached FI in nine years (2021) with a final savings rat
After FI
The interesting thing about reaching FI is what happens along the way. You are so conditioned to not spend money that you find it very difficult to do so once you reach FI. We enjo
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