The Hole
Are you desperate, frustrated and overwhelmed that your bank account is overdrawn again? Did an unexpected bill or repair put you behind? Do you pay your credit card and then loo
Roof Fix
We had a serious problem, which we were afraid was going to cost a fair amount to repair. One of our skylights leaked when it rained. The roof was at least 26 years old and an
Replacement Car
You have heard the saying “this car is nickel and diming me to death”. This may lead some to believe that they should have bought a new car months ago, or that they are a foo
Medical Cost
Medical costs can really eat up a budget and poor health can have an extremely negative influence on your life. We all know the positive benefits of exercising , and it isn’t my
Where We Started
When we realized we wanted more from life, we started the process of financial literacy. We would spend many hours reading, learning and generally becoming more informed about fina
Building Credit
A friend going through some difficult times asked about how we improved our credit scores. Before diving deep into this, repairing credit requires cash flow. Your expenses need
The Boring Path to Wealth
Today during work, I clicked on MarketWatch to see how the market was doing. It was down about 2%. The fear was nagging in me that my investments were in danger. This fear seem
Various Household Hacks
After tackling the big things such as housing, transportation, and food costs we discovered various household hacks to save money. Laundry Detergent After reading various blogs, I
Investing
Investing is something that is akin to smoke and mirrors. About the time you get serious about investing and hit your peak earning years, you will encounter the charlatans which
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