The interesting thing about reaching FI is what happens along the way. You are so conditioned to not spend money that you find it very difficult to do so once you reach FI.

We enjoy going out to eat, but getting to go out more than once a week seems like something that is being forced. It is also bad on the waistline.  Many home appliances and our outdoor furniture need replacement, yet our minimalism habit says there are still a few years left in what we have. We want a new camper, yet our 25 year old camper could probably last a few more years. Our deck is in desperate need of replacement, yet another coat deck-over stain will make it last another year.

This highlights the fact that FI is a lifestyle decision and once you commit it is hard to go back, and create balance. It takes a conscious decision to live more and not have a scarcity mindset. We have to not be concerned about buying new clothes when the ones you have probably could last a couple more years.

This also translates into our favorite charities. Giving to a worthwhile cause goes well with your heart, and certainly enriches the community. Maybe this is why Dave Ramsey calls for extravagant generosity that does your heart good. Maybe the road to FI also needs an off-ramp.

theLateFrugal

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