Clark Howard
Clark Howard Podcast Review This is my absolute favorite podcast. I listen about three times a week. Clark is in semi-retirement, giving up his radio show but still providing helpful information to listeners through this podcast. Clark talks a lot about pragmatic ways to save money and to be frugal. He also sounds the alarm […]
Investing
Investing is something that is akin to smoke and mirrors. About the time you get serious about investing and hit your peak earning years, you will encounter the charlatans which are wolves dressed in sheep’s clothing. You will meet people who you think are financial advisors who turn out to really be annuity sales persons. […]
Various Household Hacks
After tackling the big things such as housing, transportation, and food costs we discovered various household hacks to save money. Laundry Detergent After reading various blogs, I discovered that making one’s own laundry soap from scratch was a thing. The first reason I started doing this is because I have extremely sensitive skin, and even […]
The Boring Path to Wealth
Today during work, I clicked on MarketWatch to see how the market was doing. It was down about 2%. The fear was nagging in me that my investments were in danger. This fear seems quite normal. As the market bounces up and down, you think to yourself: maybe this time the market won’t deliver. I […]
Building Credit
A friend going through some difficult times asked about how we improved our credit scores. Before diving deep into this, repairing credit requires cash flow. Your expenses need to be considerably less than your income. Consult the “Where to Start” post for positive cash flow ideas. My credit score was in the 500s after I […]
Where We Started
When we realized we wanted more from life, we started the process of financial literacy. We would spend many hours reading, learning and generally becoming more informed about finances. Here are some things to do right off the bat. Please note we use some affiliate links which may provide some income to us for products […]
Medical Cost
Medical costs can really eat up a budget and poor health can have an extremely negative influence on your life. We all know the positive benefits of exercising , and it isn’t my intention to remind you of something you already know. For me, I love Karate, but stubborn tendinitis and back spasms have kept […]
Replacement Car
You have heard the saying “this car is nickel and diming me to death”. This may lead some to believe that they should have bought a new car months ago, or that they are a fool for keeping that old rust bucket going. You may feel that your job is in danger due to your […]
Roof Fix
We had a serious problem, which we were afraid was going to cost a fair amount to repair. One of our skylights leaked when it rained. The roof was at least 26 years old and an inspection of the skylight showed the flashing had pulled away due to age. It looked like we would need […]
The Hole
Are you desperate, frustrated and overwhelmed that your bank account is overdrawn again? Did an unexpected bill or repair put you behind? Do you pay your credit card and then look to see how much you paid it down so you can buy some groceries?We have been in this situation and know how stressful it […]
